Marine General Liability Insurance for Ship Repairers

What does Marine General Liability cover?

Marine General Liability responds to third-party injury and damage claims that can arise during ship and yacht repair work. That can include things like a visitor slipping in a shipyard, accidental damage to a client’s vessel during maintenance, or pollution issues linked to repair operations. The policy can also cover the legal costs involved in defending these claims.

What is care, custody, and control in Marine General Liability insurance?

Care, custody, and control refer to situations in which a vessel or property is temporarily in your charge while work is being carried out. If something is damaged during that time, Marine General Liability can help cover the resulting claim, depending on the policy terms.

What is the difference between Marine General Liability and Commercial General Liability?

Marine General Liability is designed for businesses operating in marine settings, such as shipyards, marinas, docks, and piers, as well as on board vessels. It responds to liability issues that come up during vessel repair, maintenance, and other marine operations, including damage to vessels or equipment while they are in your care, custody, and control, which is not included under a standard Commercial General Liability policy.

Commercial General Liability is for traditional land-based business operations and responds to third-party bodily injury and property damage arising from everyday commercial activities. It is not intended for marine-related operations and excludes work performed in shipyards, marinas, docks, and piers, as well as onboard vessels.

What insurance do ship repairers need before entering a shipyard?

Regardless of the work being performed, the following liability coverages are typically required to adequately cover operations while in a shipyard:

Marine General Liability
Maritime Employers Liability (if working aboard vessels in navigation)
USL&H
Commercial Auto

Bumbershoot Liability may also be required if the shipyard requires higher insurance limits.

Is Marine General Liability required for shipyard contracts?

Yes, Marine General Liability insurance is usually required before work can begin in a shipyard or a setting on or near the water. Check your contract ahead of time, as insurance requirements can vary by location, job type, and specific contract terms.

Marine General Liability for ship & yacht repair businesses

Marine General Liability insurance for marine operations

Coverage designed for ship and yacht repair businesses

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What does Marine General Liability cover?

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