Built for cruise line requirements and contracted service providers
Concessionaire groups play a vital role in delivering onboard services across global cruise itineraries, but they operate under strict contractual obligations and complex insurance requirements. For over 30 years, MHG Insurance has supported onboard service providers with solutions designed to support compliance, protect employees, and enable operations across multiple jurisdictions.
Learn more about coverage options for cruise ship concessionaires
Concessionaire operations face a unique set of risks, from employee medical needs to liability claims that can arise during onboard activities. The coverage options below address two of the most common insurance needs for cruise ship concessionaires.
Health insurance for concessionaires
Flexible Health insurance designed to meet the unique needs of concessionaire employees and the companies that employ them.
- Provides medical coverage during active contracts and between assignments.
- Covers eligible illnesses and injuries whether they occur onboard or ashore.
- Designed for internationally mobile concessionaire employees.
- Supports rotating work schedules common in the cruise industry.
- Helps employers provide consistent health coverage for their onboard teams.
Third-Party Liability insurance for concessionaires
Concessionaire companies can be held responsible for incidents that occur while providing services onboard. Third-Party Liability coverage helps address claims arising from day-to-day operations and may be required as part of a cruise line contract.
- Claims involving injuries to passengers or crew members that arise from concessionaire activities onboard.
- Damage to shipboard equipment, facilities, or other property caused during normal business operations.
- Insurance coverage that aligns with the requirements commonly included in cruise line concessionaire agreements.